Skip to main content

UK Government doctoral loans

New MPhil/PhD research students can apply for a UK government doctoral loan of up to £28,673 (if your course started on or after 1 August 2023). The amount that you can receive is not means-tested (i.e. - it is not determined by your household income). 

ELIGIBILITY CRITERIA

  • You must be: 
    • a new student OR a continuing student if your course started on or after 1 August 2018
    • applying for an MPhil/PhD degree or a professional doctorate
    • a UK or EU national, or have 'settled status' (some exceptions may apply)
    • resident in England 
    • aged 59 or under.
  • You are ineligible if: 
    • you started your MPhil/PhD prior to the 2018-19 academic year 
    • applying for a stand-alone MPhil or MRes degree (you can apply for the government's postgraduate loans) 
    • you are already in receipt of government funding, such as a Research Council studentship (including fees-only awards). 

HOW TO APPLY

CLOSING DATE 

  • You can apply at any point up until the ninth month of your final academic year. 

REPAYMENT

  • Doctoral loans are repaid on the same terms as the government's postgraduate loans. 
  • The repayment rate is 9% for a doctoral loan and for a postgraduate and doctoral loan combined. 
  • Find out more about repayment. 

FURTHER INFORMATION